Buying a home and providing shelter for your family is always going to be the most important purchase you ever make, for most of us it's usually the most expensive too.
As Independent Financial Advisers we are able to help you at all stages of managing the mortgage that facilitates the purchase and ultimate ownership of your home.
Regardless of whether this is your first or fiftieth home purchase, or even if you're buying as an investment, it's always going to be stressful. By ensuring that your mortgage application goes as smoothly as it possibly can and that you are getting the cheapest deal available in your personal circumstances we hope that we can lighten your load.
Controlling the ongoing cost of property ownership is important, your great mortgage deal on purchase will usually expire at some point, deciding to leave the lender, negotiate a new deal or stay on their standard variable rate can be a complex decision. We are here to offer an independent view and analysis of what is the best course of action for you.
Equally we can offer some advice when it comes to financing home improvements, is a remortgage or secured loan the best option or should you consider unsecured finance?
For mortgages we can be paid by commission, or a fee usually £400
Your property may be repossessed if you do not keep repayments on your mortgage or any other debt secured on it.
You may have to pay an early repayment charge to your existing lender if you remortgage.
This website article refers to home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.